Car accidents can happen when you least expect them—whether at a busy Plano intersection, during your commute on U.S. 75, or in your own neighborhood. The shock and confusion of a crash can make it difficult to think clearly, but your actions in the minutes and days afterward may determine not only your safety but also your ability to recover damages later.
At The Law Office of Joel M. Vecchio, P.C., we help accident victims in Plano and throughout North Texas protect their rights and pursue the compensation they deserve. Here’s a clear breakdown of what to do after a car accident in Texas. Call us today at (972) 381-4610 if you’ve been involved in a crash and need legal guidance.
Why Immediate Action Matters After a Car Accident
The moments right after a collision are critical. Not only is your safety at risk, but you may also be facing potential disputes with insurance companies, questions about fault, and the possibility of long-term injuries. By acting quickly and carefully, you can protect yourself both physically and legally.
For drivers in Plano, understanding Texas law is essential. The Lone Star State requires drivers to stop after an accident, exchange information, and report certain crashes to law enforcement. Failure to follow these laws can lead to penalties, license suspension, or complications with your insurance claim.
Step 1: Check for Injuries and Ensure Safety
Your first priority is safety. Check yourself and your passengers for injuries, then check on the occupants of the other vehicles involved. If anyone is injured, call 911 immediately for medical assistance.
If the vehicles are drivable and no one has life-threatening injuries, Texas law encourages drivers to move their vehicles out of traffic to prevent further accidents. Turn on your hazard lights, set out flares if you have them, and remain calm.
Step 2: Call Law Enforcement
In Texas, you must report an accident to the police if:
- Anyone is injured or killed.
- There is property damage exceeding $1,000.
For Plano drivers, this means calling the Plano Police Department or 911 to have an officer dispatched to the scene. The responding officer will prepare a Texas Peace Officer’s Crash Report (CR-3), which becomes a vital document for insurance claims and potential legal actions.
You can later obtain a copy of this crash report from the Plano Police Department or through your attorney. Having this report strengthens your position when negotiating with insurers or pursuing compensation.
Step 3: Exchange Information With Other Drivers
Texas law requires drivers involved in an accident to exchange key details, including:
- Full name, address, and phone number
- Driver’s license number
- Vehicle registration and license plate
- Insurance company and policy number
If possible, also collect contact information from witnesses. Neutral third-party witnesses can play an important role if fault becomes disputed later.
Step 4: Document the Scene Thoroughly
Your smartphone is one of your most powerful tools after an accident. Take photos and videos of:
- All vehicles from multiple angles
- Skid marks, debris, and traffic signs or signals
- Weather and lighting conditions
- Visible injuries
- The overall scene, including the location of impact
This evidence can help reconstruct the accident and may support your claim if insurers attempt to minimize liability.
Step 5: Seek Medical Attention Promptly
Even if you feel fine, it is important to see a doctor after an accident. Some injuries—like concussions, whiplash, or internal trauma—may not show symptoms immediately. Medical records also provide crucial evidence linking your injuries to the crash.
In Plano, local hospitals such as Medical City Plano and Baylor Scott & White offer emergency and follow-up care. Whether you go directly to the ER or see your physician within a day or two, make sure your injuries are documented.
Step 6: Notify Your Insurance Company
Most insurance policies require policyholders to report accidents promptly. When notifying your insurer, stick to the facts—where and when the crash occurred, who was involved, and whether the police responded. Avoid speculating about fault or making detailed recorded statements until you’ve had time to review your rights.
In Texas, drivers may seek recovery through their own insurance (first-party claim) or through the at-fault driver’s insurer (third-party claim). Understanding which path is appropriate depends on the circumstances of the accident and the available coverage.
Step 7: Obtain a Copy of the Crash Report
Once the Plano Police Department has filed its report, request a copy for your records. The cost is typically about $6. Having this document is essential for insurance claims, as it provides the officer’s perspective on fault, witness statements, and other crucial information.
Attorneys often request this report on behalf of their clients, especially in cases involving serious injury or disputed liability.
Step 8: Organize and Preserve Documentation
After a car accident, organization is key. Keep copies of:
- The police crash report
- All medical bills and treatment records
- Photos and videos from the accident scene
- Repair estimates for your vehicle
- Correspondence with insurance companies
Having everything in order will make it easier to support your claim and ensure no important details are overlooked.
Texas Statute of Limitations for Car Accidents
In Texas, the statute of limitations for personal injury claims is generally two years from the date of the accident. This means that if you need to pursue compensation for injuries, you must do so within this time frame. Missing this deadline can prevent you from recovering damages entirely.
Common Challenges After a Car Accident in Plano
Plano drivers face unique challenges after a collision. Insurance companies may:
- Dispute fault based on police reports or statements
- Delay claim processing to pressure drivers into quick settlements
- Offer lowball settlements that do not cover medical costs or lost wages
Understanding these tactics helps accident victims avoid being taken advantage of. Having professional guidance during this process often makes a significant difference in the outcome.
The Role of a Car Accident Attorney
It’s important to recognize the role that an experienced attorney can play after a crash. A lawyer can:
- Investigate the accident independently
- Gather medical and accident records
- Negotiate directly with insurance companies
- Represent you in court if needed
If you’ve been injured in a Plano car accident, an attorney like those at The Law Office of Joel M. Vecchio, P.C. can help protect your rights and pursue fair compensation. The firm has extensive experience handling auto accident cases in Plano and across Texas.
Practical Tips to Keep in Mind
Beyond the legal requirements, here are a few practical reminders for Plano drivers:
- Stay calm and avoid admitting fault at the scene.
- Do not leave the scene until police or emergency responders say it’s safe.
- Limit social media use regarding the accident. Posts or photos can be used against you later.
- Follow your doctor’s advice and attend all medical appointments to show you are taking your recovery seriously.
Conclusion
Car accidents can disrupt every aspect of your life—your health, your finances, and your peace of mind. Knowing what to do immediately after a crash gives you a better chance of recovering both physically and financially. From calling the police to documenting the scene and seeking medical care, each step builds a foundation for protecting your future.
If you or a loved one has been involved in a car accident in Plano, TX, don’t navigate the process alone. Contact The Law Office of Joel M. Vecchio, P.C. to learn how experienced attorneys can help you through every step of your case. Call today at (972) 381-4610 to schedule a free consultation and take the first step toward protecting your rights.
Disclaimer: This article is for informational purposes only and does not constitute legal advice. For legal guidance tailored to your specific situation, consult a licensed attorney.